Personal Finance

Whether it’s for Home renovations, car repairs, Medical Expenses, Educational costs or even an overseas trip, we offer unsecured personal loans from $3000 – $200,000 to help fund almost anything

Ready To Apply?

Here's A Few Things You Can Do With Personal Finance.

Unsecured Personal Loan

Whatever you need it for, an unsecured personal loan is a versatile option that does not require any deposit or asset to be leveraged against it.

Secured Personal Loan

By leveraging your existing assets (Car, boat, motorbike, etc) you can raise funds up to the value of the asset with a highly competitive interest rate.

Debt Consolidation

Juggling multiple loans, credit cards and hire purchases? Condense everything into one - easy to manage loan, and leave the juggling to the clowns.

Let's Get The Ball Rolling

Get In Touch With The Team Today!

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Interest Rates Starting From Just 9.95%

With over 20 years of industry experience,
we're here to work for you and secure the best rates.

What is it?

Personal Finance with Platinum.

We Understand that a personal loan can mean many different things to many different people.

At Platinum Finance, we specialize in arranging personal finance for a wide range of situations, from small loans for a new couch to assisting with completing substantial home renovations. Whether you’re looking for a little or a lot, we can help you secure the financing you need to be able to do what you want on your terms.

With access to over 15 trusted funders, we have the flexibility to tailor financial solutions that suit your unique needs. Our extensive network means we can find competitive rates and terms that align with your budget and objectives. Whether you’re managing unexpected expenses or planning for a significant life event, we’re here to connect you with the right lender to make your financial goals a reality.

Our team of dedicated brokers manage the entire loan process from start to finish. The process is entirely paperless and conducted online, making it simple and efficient. Once we receive your information and analyze your profile, we work diligently to identify and connect you with the most suitable finance company. Our team will advocate on your behalf to ensure a smooth and hassle-free loan experience.

At Platinum Finance, we understand that every financial situation is unique. That’s why we offer personalized advice and support, ensuring you feel confident and informed every step of the way. From the initial consultation to the final approval, our goal is to make the loan process as seamless and straightforward as possible, so you can focus on what matters most.

Have Questions Specific To Your Situation?

Got Something Specific In Mind?

Together, We'll Make It Happen

At Platinum Finance, we specialize in arranging finance for a wide range of dental services.

Why Choose Us?

Get The Platinum Advantage

We Compare, You Save!

We have great relationships with multiple funders, which mean we can shop around to find you the best deal.

Freedom of Choice

Whether you're buying privately or from an individual - we can help you get the most out of your finance, wherever you choose to shop.

Fast Turnaround

With some pre-approvals taking as little as 10 minutes, we handle the busy work so you have more time for the things that matter.

Repayment Calculator

Use our free repayment calculator to get an idea of what your payments might look like - with no obligations.

Industry Veterans

With over 20 years of experience, we've helped customers from all walks of life, and we're ready to help you too!

Kiwi As.

Skip the outsourced call centres. Your designated broker is only ever a direct phone call or email away.

Personal Loan Example

If you were to borrow $10,000.00 over 24 months with a fixed interest rate of 10.95% p.a., your total repayment amount would be $11,459.76 which includes all interest and applicable fees. In this case an establishment fee of $250.00 has been applied. This would be repaid in 24 monthly installments of $477.49

Your total cost of credit providing you complete the full term is $1,209.76

We offer loan terms ranging from 12 to 84 months, with interest rates between 8.95% and 29.99% APR, depending on factors such as your credit history, financial situation, and whether security is provided.

  • Loan approval is subject to lender criteria, affordability checks, and responsible lending guidelines. The final loan amount, interest rate, and fees will vary based on individual circumstances.
  • Repayment estimates are for illustration purposes only and do not constitute an official quote or approval. The lender will confirm the final terms upon assessment.
  • Additional fees may apply, including establishment, introducer, and PPSR fees, which will be outlined in the loan agreement. Establishment fees can vary from $125.00 up to $355.00 depending on the Financier, and introducer fees can vary from $0.00 up to $2,500.00 depending on the size of the loan and time spent facilitating the transact action.
  • You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer.

If approved, same-day funding may be available if all required loan documents are completed and verified before 2 PM.