We know car finance

Low rates

Flexible terms

Private sales

Fast approvals

Our difference

Multiple options
better results

Buying new or used, through a dealer or private seller? Looking to refinance an existing loan? Are you a private seller or dealer looking to offer finance? Our well-established relationships with leading finance companies enables us to partner you with a finance company that provides you with the path of least resistance.

Car loan options that suit you

Car Finance

With nearly two decades of experience, we're one of New Zealand's most trusted finance brokers. We’ve helped thousands of people find the right solution, and ready to help you.

Raise Cash

There's lots of options when it comes to raising cash and using your vehicle to achieve that. Experience the freedom to do more as we find the path of least resistance to free up cash faster.

Refinance Existing Loan

Thinking your existing rate is too high? Think you deserve a better rate? Looking at reducing those payments? Talk to us today about your existing loan and we'll determine whether you're in a position to lock in a better deal.

WARNING: The rate advertised is for new cars only with terms and conditions applicable as shown above.


We make the application journey easier

STAGE 1: INFORMATION Providing more info means a more favourable outcome, so we can understand your financial situation better.

Speed up your application with:
Clear copy of Drivers Licence (front & back)
2x most recent payslips or last 2 months' bank statements

On Work Visa? Also include:
Work Visa
Stage 2: Preparation Once your application is complete, we will send you an authorisation email for us to perform a credit enquiry and submit an application on your behalf.

We then look at:
Strength of application
Loan type
Asset type

This process allows us to partner you with a finance provider that offers the path of least resistance. Not every finance company is suited to every applicant and not every finance company is suited to every asset. It’s the little things we know…..
Stage 3: Submission Once authorisation has been given via our online platform, we submit your application to the provider that best suits you and the asset being purchased.

Once submitted, your application will be assessed, and an outcome reached. This process can take from as little 5 minutes or up to 1 hour for consumer loans. More complex Business loans can take longer.
Once we have your approval, we will then:
Call to advise you of your approval
Email you approval confirmation
Advise if there is any additional info required in order to finalise your approval.
With all criteria now met, it's time to meet you face to face or email you your loan docs for completion. Once received, along with any other supporting information such as:
Insurance confirmation
Confirmation of income
Copy of your driver’s licence

We then send all completed information through to the settlements team where they complete their final compliance checks such as:
Checking car has a current WOF and Rego
Supporting information like income provided matches income stated
Seller's account details.

Once all these are satisfied, all funds are disbursed to the seller, and we will notify the seller to confirm payment has been made.
stage 4: Signing

Get the Platinum advantage

Experience that counts

Our longevity demonstrates real credibility, providing you with more options and less resistance.

It's your call

Buying private? Talking to a dealer? Regardless of who you're buying from, Platinum is here to help every step of the way.

No deposit finance

Borrowing the lot? We've got you covered... literally. We can also finance after-sale costs like comprehensive or mechanical breakdown insurance.

Fast turnaround

Get pre-approved in as little as 10 minutes. We take take the hassle away so you can drive it away without the unnecessary complications.

Multiple options

With multiple lending options from NZ's leading finance companies, our team is able to partner you with a lender that's the right fit.

We know car loans

Our team are experts in car finance with unparalleled experience and knowledge.

Here's what people are saying...

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These guys are amazing. Service is second to none and very trustworthy. Would not do my financing with anybody else.

George, New Brighton

I’ve used Platinum Finance for the last 10+ years; they take care of all paperwork and running around.

Mary, Auckland

10 stars if I could. Dealt with 2 contracts and everything ran smooth. I’d highly recommend these people.

Simon, New Zealand

Looking for a bit of guidance?

What are the benefits of dealing with someone like you instead of going direct?
We are very lucky to have access to a broad range of leading financial services businesses from around New Zealand. This means more options for you to find you the best deal and a product that will suit your needs better. The application process is simple with minimal paperwork required. Once we have received everything from you, we take care of the rest and keep you updated at all times until approved. Our brokers are also available at all times whenever you need them. Business hours, after hours, weekends, we are there for you every step of the way.
Can I get a fast approval?
It can take as little as 2-3 hours, with a maximum of 24 hours depending on your circumstances.
Do you only do car finance?
We are experts in a broad variety of finance. Not only do we specialise in vehicle finance, we also assist in the following: Motorbike finance Caravan and camper trailer finance Truck finance Equipment finance Boat and jet ski finance Business finance Personal loans
Can I find out how much I can spend?
Yes – you can use our online loan calculator to find out a rough estimate of how much a loan will cost long-term and with each repayment. It’s free to use and there’s no obligation to apply.

Our partners

  • hertland
  • marac
  • Branded Financial
  • avanti finance
  • Partners Finance
  • credit sense
  • my finance
  • provident insurane
  • udc
  • oxford finance
  • fair city
  • auto sure