Sometimes life throws us curve balls which require a little extra help, and sometimes life throws us opportunities that we can’t quite reach. At Platinum we're here to help because we understand that at different times and for different reasons we all need a little extra cash.
Personal loan options that suit you
We make the application journey easier
Speed up your application with:
Clear copy of Drivers Licence (front & back)
2x most recent payslips or last 2 months' bank statements
On Work Visa? Also include:
We then look at:
Strength of application
This process allows us to partner you with a finance provider that offers the path of least resistance. Not every finance company is suited to every applicant and not every finance company is suited to every asset. It’s the little things we know…..
Once submitted, your application will be assessed, and an outcome reached. This process can take from as little 5 minutes or up to 1 hour for consumer loans. More complex Business loans can take longer.
Once we have your approval, we will then:
Call to advise you of your approval
Email you approval confirmation
Advise if there is any additional info required in order to finalise your approval.
Confirmation of income
Copy of your driver’s licence
We then send all completed information through to the settlements team where they complete their final compliance checks such as:
Checking car has a current WOF and Rego
Supporting information like income provided matches income stated
Seller's account details.
Once all these are satisfied, all funds are disbursed to the seller, and we will notify the seller to confirm payment has been made.