We know personal finance

Dedicated brokers

Flexible terms

Trusted lenders

Fast approvals

Our difference

Multiple options
better results

Sometimes life throws us curve balls which require a little extra help, and sometimes life throws us opportunities that we can’t quite reach. At Platinum we're here to help because we understand that at different times and for different reasons we all need a little extra cash.

Personal loan options that suit you

Unsecured Personal Loan

Whether it's a wedding, home renovations, car repairs or even a trip away, a personal loan could help fund almost anything. We can help you arrange an unsecured personal loan from as little as $2000.

Secured Personal Loan

Own an asset like a car, boat or even a caravan? Is it almost paid off or do you own it outright? We can refinance your existing loan or utilise your unsecured asset as a way to raise funds with a secured personal loan.

Debt Consolidation

We’ve all been there and know what it feels like to have a million different payments all coming out at different times each month... and they’re not even coinciding with your pay cycle. Talk to us about how we can simplify things with one easy payment.


We make the application journey easier

STAGE 1: INFORMATION Providing more info means a more favourable outcome, so we can understand your financial situation better.

Speed up your application with:
Clear copy of Drivers Licence (front & back)
2x most recent payslips or last 2 months' bank statements

On Work Visa? Also include:
Work Visa
Stage 2: Preparation Once your application is complete, we will send you an authorisation email for us to perform a credit enquiry and submit an application on your behalf.

We then look at:
Strength of application
Loan type
Asset type

This process allows us to partner you with a finance provider that offers the path of least resistance. Not every finance company is suited to every applicant and not every finance company is suited to every asset. It’s the little things we know…..
Stage 3: Submission Once authorisation has been given via our online platform, we submit your application to the provider that best suits you and the asset being purchased.

Once submitted, your application will be assessed, and an outcome reached. This process can take from as little 5 minutes or up to 1 hour for consumer loans. More complex Business loans can take longer.
Once we have your approval, we will then:
Call to advise you of your approval
Email you approval confirmation
Advise if there is any additional info required in order to finalise your approval.
With all criteria now met, it's time to meet you face to face or email you your loan docs for completion. Once received, along with any other supporting information such as:
Insurance confirmation
Confirmation of income
Copy of your driver’s licence

We then send all completed information through to the settlements team where they complete their final compliance checks such as:
Checking car has a current WOF and Rego
Supporting information like income provided matches income stated
Seller's account details.

Once all these are satisfied, all funds are disbursed to the seller, and we will notify the seller to confirm payment has been made.
stage 4: Signing

Get the Platinum advantage

Experience that counts

Our longevity demonstrates real credibility, providing you with more options and less resistance.

Dedicated broker

As your finance guru, we'll help you through the process every step of the way.

Multiple options

With multiple lending options from NZ's leading finance companies, our team is able to partner you with a lender that's the right fit.

Borrowing power

Borrow from $2k unsecured if it's for you, and up to $100k unsecured if it's for your business. Looking for alternative options for secured lending? We can do that too.

Debt consolidation

Need a personal loan to consolidate debts? We can help. We find competitive rates for customers with bad credit.

More options

We offer a range of personal loans, secured and unsecured asset loans, debt consolidation, and can even provide insurance to protect your loan repayments.

Here's what people are saying...

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These guys are amazing. Service is second to none and very trustworthy. Would not do my financing with anybody else.

George, New Brighton

I’ve used Platinum Finance for the last 10+ years; they take care of all paperwork and running around.

Mary, Auckland

10 stars if I could. Dealt with 2 contracts and everything ran smooth. I’d highly recommend these people.

Simon, New Zealand

Our partners

  • hertland
  • marac
  • Branded Financial
  • avanti finance
  • Partners Finance
  • credit sense
  • my finance
  • provident insurane
  • udc
  • oxford finance
  • fair city
  • auto sure