How could refinancing help you?
Improve Credit Score
If you have a higher credit score now compared to when you initially took out the loan, refinancing can help you secure a better interest rate, saving you money in the long run.
Pay off Loans Faster
If you are in a better financial position and want to pay off your loan sooner, refinancing can help you shorten the loan term, allowing you to become debt-free more quickly.
With a cash-out refinance, you can borrow more than your existing loan balance and receive the difference in cash. This can be useful for funding major expenses such as home renovations, debt consolidation, or investment opportunities.
What kinds of refinance are there?
Check out our free calculator
to work out your loan repayments.
Here's what people are saying about us
This guys are legendary. The professionalism is outstanding. Used them a few times now and are HIGHLY RECOMMENDED.
Rakai is worth more than his reviews or weight in gold. This man is truely amazing. Over a week period he worked to get us the best deal. And the best rates, and minimal effort from us regarding paperwork. Definitely will be back Thank you Rakai!!!
All I have to say is these guys are so awesome to deal with.......they have been very helpful during the finance process and will get the work done properly. I would definitely recommend them
Rakai is an incredible representation of this company. He is compassionate and makes me feel like he cares about me as a person, and about helping me make my financial goals happen. I feel like more than just a client, and more than just a tally to his sales. He helped my partner and I through a car loan and then helped us in cleaning up a huge mess when we crashed the car we had on finance and our insurance didn't quite cover it - what could have been a stressful and painful and dragged out experience was made incredibly easy by Rakai and his on going support and assistance getting us back on track. I would give 10 stars if I could. 10/10, will always return to Rakai in future for financial advice and assistance.
10 STARS for me if i could. Dealt with Sam on 2 contracts and everything ran smooth. Id highly recommend these people. Thanks Again SAM!!!!
I had the most amazing experience with Platinum Finance this week. The loan went very smoothly and Rakai was so helpful with guiding me through the process. I would recommend Platinum Finance to anyone looking for long term or short term finance. Many thanks again. Jennette
I've used Platinum Finance for the last 10+ years on a multitude of vehicles, purchased not only through car dealers but also privately. Always helpful, friendly and efficient. Even with a couple of unusual and typically finance unfriendly vehicles he whizzed the process through and made everything easy and non stressful. I really like the fact they take care of all paperwork and running around so I can concentrate on getting my new baby! Thank you Sam, I will be seeing you again for the next one. Cheers
These guys are amazing. Service is second to none and very trustworthy. Would not do my financing with anybody else.
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Looking for a bit of guidance?
What are the benefits of dealing with someone like you instead of going direct?
We are very lucky to have access to a broad range of leading financial services businesses from around New Zealand. This means more options for you to find you the best deal and a product that will suit your needs better. The application process is simple with minimal paperwork required. Once we have received everything from you, we take care of the rest and keep you updated at all times until approved. Our brokers are also available at all times whenever you need them. Business hours, after hours, weekends, we are there for you every step of the way.
Can I get a fast approval?
It can take as little as 2-3 hours, with a maximum of 24 hours depending on your circumstances.
Do you only do car finance?
We are experts in a broad variety of finance. Not only do we specialise in vehicle finance, we also assist in the following: Motorbike finance Caravan and camper trailer finance Truck finance Equipment finance Boat and jet ski finance Business finance Personal loans
Can I find out how much I can spend?
Yes – you can use our online loan calculator to find out a rough estimate of how much a loan will cost long-term and with each repayment. It’s free to use and there’s no obligation to apply.